Karma
Finally when driven by the desire you execute the action and it becomes karma. The power of desire drives you into finally buying the necklace. That is the action – the karma.
Anything half done leaves a samskara (engraved memory) in your being. Anything not lived fully leaves an imprint or samskara in your being, which time and again pulls you, attracts you to travel the same path and fulfill it.
The cause of addiction is also related to samskaras. In my own experience of having worked with millions of people personally, at least a few thousand cases of addiction have been healed by meditation. The basic truth about addiction is that you have lived your life vaguely, not fully or with the whole being. Unfulfilled desires create a samskara in you pulling you back to fulfill the desire by re-experiencing the same desire again and again.
Any emotion lived intensely simply liberates you of that emotion – be it anger, fear, desire to eat or attachment to any object or person. You are liberated fully of anything when you live it fully. If a person keeps going back to a problem time and again, it only means that he or she has not lived out the problem fully.
When we live, half our mind is somewhere else. Patanjali says beautifully, 'The more the quantity, the less the quality.' The moment the quality of enjoyment of any object increases, its quantity decreases in direct proportion, of its own accord. Therefore, it is the quality that needs to be increased.
Life is not a brief candle. It is a bright shining torch. Make it burn as brightly as possible in your life.
Three types of karma
There are three types of karma – agamya, prarabdha and sanchita.
Sanchita karma is like a bank, a reserve bank. Understand, this may not be the first time you have taken a body and come to planet earth. You may have taken millions of bodies before! In those millions of bodies, whatever thoughts you had, whatever you spoke, whatever you did, all those unfulfilled experiences have become your engrams – engraved memories. Put together, they are like a bank called sanchita karma. When I say 'bank', it is not a collection or saving, it is debt! You will have to pay back all the loans!
The next type of karma is prarabdha karma. Prarabdha means this: from the sanchita bank of karma you take some karma out of which you create your present body. You then decide to enjoy and exhaust all those karmas that you brought with you through that body. So prarabdha is just a small bit of the accumulated sanchita karma account that you have brought into this life. You have planned to enjoy or exhaust these through this body of yours.
The third type of karma is the worst. It is the agamya karma, the karma that you start collecting after coming down to planet earth, because of fresh thoughts, words and deeds.
Anybody who lands on planet earth has to exhaust his prarabdha karma before he dies. For example, let us say you have 1000 karmas in your sanchita bank. Out of these 1000 karmas, suppose you take only ten karmas with you as your prarabdha karma when you take up your body saying, 'Let me finish these ten karmas this time.' However, after coming down, instead of exhausting your own prarabdha karmas, you start watching others and collecting karma based on their desires. These are desires that you have borrowed from others around you. Because of these borrowed desires, you create certain thoughts, words and actions.
For example, if you see someone more beautiful than you, your thoughts multiply due to comparison and jealousy. You create karma based on thoughts. Sometimes you talk ill of others, without knowing any of the related facts. When you do this, you accumulate karma based on words.